Online Computer Education Training Programs

Computers have become a major part of everyday life for most families, businesses, and government organizations. Students can study different facets of computers by completing a concentrated training program. Many online colleges and universities offer students the chance to enter computer education in a specific area of interest.

Education can be gained at all levels of education including certificate programs in a variety of areas. Some online colleges may only offer certain degree programs so students should research their options prior to enrollment. Students can expect to walk away with the knowledge to write, install, and program computers, which will open many career opportunities. Online education provides students with the option to gain specialized training in areas that include:

*Computer Information Science

The work completed online is centered on the ability to understand systems analysis. Undergraduate programs will lay the foundation necessary to work with the science of computers in regards to numerous technologically based areas. Database management, structured programming, and Linux OS are major areas of study. Students will learn how to organize and manage a computer’s information and databases.

*Software Engineering

Computers would be little to no use without the programs and systems that allow users to perform multiple functions. Online education teaches students the basics of computer science and applies it to the creation and design of computer software. This can include computer games, operating applications, network distributions, and more. Advanced learning may have students learning how to evaluate a computer consumer’s needs and develop software based on their findings.

*Computer Programming

The professionals in this category work to convert software design into computer language, which allows a computer to be used. Online courses center on the ability to use computer languages like C++, Python, and JavaScript to create a logical text a computer can read. Coding, debugging, and repairing are programming essentials that are explored inside an online environment.

*Computer Technology

Online programs in computer technology teach students the different components of a computer, which include hardware and software programs, and network systems. Students learn how to explain the workings of a computer while making fast and correct technical repairs. Network management, computer support, technical communication, and troubleshooting are some courses that make up the bulk of education. The outcome of a computer technology program is the ability to construct, install, and manage computers.

The computer education training options expand past these areas to include all elements of operation. Students can follow their strengths into an accredited online training program and enter a career as a computer consultant, computer graphics designer, and much more. The online atmosphere allows students to thoroughly understand how to handle job responsibilities by training them with computer simulators. Students can begin education in the field of their choice and enter the field of computers as a specialist. Fully accredited programs allow students to receive a quality education. Agencies like the Distance Education and Training Council ( are approved to fully accredit qualifying educational programs.

DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at

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Starting A Top Home Based Business

With current global conditions providing an ever increasing unemployment rate and economic hardship, there are millions of people today attempting to find alternative and successful methods of earning a living. From this pool of people, there are countless numbers that are turning to home based business ventures in order to earn a profit and keep their lives moving. As such, one requires a sound understanding of starting a top home based business in order to remain a viable and profitable member of the work force.

When making the decision to start a home based business, one should take stock of skills and knowledge already acquired and see if they are able to be put to use. The internet provides an incredible array of opportunities for countless skill sets. Selecting the best one while still performing the work that one actually wants to do remains a key element in this mix of decision making.

In the internet world of today, one of the most lucrative and fastest growing methods of home based business is internet marketing. This requires very minimal previous experience and more companies today are looking for solid marketing skills by using the internet to help in keeping their businesses going. Launching an internet marketing company is one of the fastest methods of earning a great living.

With any business starting or venture, one should develop and follow a sound business plan. With internet marketing, the sky is limit in regard to profit yet one must truly follow very basic business principles and plans in order to get and stay successful. Within this plan, there should be built in and reachable short and long term goals to ensure the business is staying on track.

It is often considered wise to join an established and successful internet marketing firm prior to starting on individually. This provides an incredible amount of industry knowledge and practice which proves vital for the success of any entrepreneur. This also could lead to some very valuable business contacts in the future.

The use of current professional consulting is also crucial at some point. At any given point of any business, there will be obstacles that must be dealt with in order to remain successful that require the help of a professional. One must know when to seek outside help.

Finally, once all the above steps mentioned are complete, one must work toward a solid and sustainable reputation and credibility. Any top home based business relies on this for remaining in business. Retaining customers and gaining new ones are vital to any growth which is what credibility and reputation often provides.

Home Based Business – What Are Your Chances of Making Money Online Working From Home?

It is no doubt that humans are getting lazy and lazier by the day (or some simply want things done faster so that they can have more spare time to attend to other more important needs in their lives). We all want everything to be at our finger tips – be it food, clothing, groceries, entertainment gadgets, and you name it. With that said, the internet has made it a lot easier (compared to a little over 10 years ago) for millions of people to make online transactions everyday, 24 hours a day and 7 days a week, from the comfort of their home. What this means is that if you can set up a home based business that can tap into a fraction of this multi-billion dollars industry, then the sky is by far your limit. Ponder these for a moment. has estimated that about 1 in every 6 person in the world uses the internet for one thing or another on a daily basis. To get a better picture of this statement, there are approximately 6.7 billion people in the world which means about 1.7 billion of the earth’s population use the internet each day. It gets even more exciting, check this out! An average of 70 to 80% of the internet user population are ready to buy one thing or another online in order to meet their needs. That is, almost a whopping 1.2 billion potential customers ready to pay for something you might have to offer. All you need is how to creatively provide these products or services and get your own piece of the cake.The best thing is, you can do it all (i.e. set up an internet money making business) from the very comfort of your home. There is more to the stats but we will leave it at that for now with the hope that you get the big picture.  Now, you may be wondering how you too can start a home based business that could bring in some money in as little time as possible. You may already have an idea in your mind that is dying to get out. If you do, then what in the world are you waiting for? The time is now so take ACTION right away. On the other hand, if you don’t know what to sell yet, here are the top 3 home based money making ideas I have come across in my time marketing online:1. eBay Home Business: Look around your house, what is it you, your family, or room mates don’t use anymore? Do you think someone else might find it useful? If yes, then eBay is a good place to start. Join their program and put up ads displaying your products for potential buyers to see and buy. It doesn’t cost you much compared to how much you stand to make for each product. It might help to know that you can sell practically anything on eBay, except yourself of course.2. Affiliate Marketing Home Based Business:Is the simplest home based money making business scheme known to man today. Affiliate marketing simply involves selling other peoples’ products and getting paid up yo 75% commission for each and every sale you generate. People are making millions everyday just using this method. It is that popular because it does not require you to have your own product – just promote other peoples’.3. Google AdSense:Is another home based business idea that a lot of people use to make a truck load of money from home. Although it takes time to see any results, it is by far one of the easiest beside affiliate marketing of course. All you need to do is set up a niche website of your choice, sign up for a Google AdSense account, drive traffic to your website (with your AdSense code embedded in it), and watch the money trickle in. You may have to set up other websites to maximize your income using this method. With time, as your website gains popularity, you income will increase.In conclusion, there are many more home based money making ideas that you could choose from. But if you ask me for a recommendation, I will suggest you start with affiliate marketing. It is easy, it is powerful, it works and, best of all, you don’t need to have a website or create your own product. All you need is a computer at home and just drive traffic to the affiliate website link that will be sent you once you sign up.

Home Based Business Leads Will Jump Through 3 Magic Incentivized Hoops to Join You and Your Business

Picture a dog agility training course. Some are trained to jump through a large hoop knowing there’s a favorite treat on the other side. When the task is accomplished, they’re given a smaller hoop with another favorite treat, and another, and another until the entire series is complete.Would the results be as fruitful if the trainer chased the dog around trying to get him to jump through the smallest hoop. No way! That dog would be running from him as fast as four legs could carry him.It’s the same thing with your home based business. Most people market stupidly by chasing potentials, leading blatantly with their business. So what happens? Prospects want to run or avoid them. It’s natural for them to feel that way as you can see with a simple dog training example. Can you now imagine attracting and incentivizing qualified home based business leads with a “hoops and treats” MLM marketing system that produces success results on autopilot?Getting a targeted MLM lead for your business can be one of the most daunting tasks you can ever accomplish. If you are doing it the way 90% of network marketers are doing it by leading with your business, and chasing people who aren’t even looking for a business, then it makes it a more near impossible task.However, if you have the right tools and knowledge, it is very easy to work smarter, not harder. Just set up a simple MLM marketing system that will continue to generate endless leads for you automatically. Before promoting any Online Network Marketing Company, you will need a lead magnet that pulls targeted prospects in to get to know you, like you, and trust you. Something in place to handle and manage your efforts so you can leverage your time and be ultimately successful. This is where you set up your 3 personalized, MLM magic “hoops and treats”.Be sure to write these down and apply them now:HOOP #1) YOUR BLOG: This becomes you’re Home on the Internet. Flood your home with great content in Articles, Videos, Free Training Offers, Testimonials, Audio Interviews, and Recommendations. Invite everyone everywhere to come hang out with you on a daily bases. Provide everyone detailed information and training that you would like to receive. Incentivize them with training they are looking for – for free – just by tuning in.Where do you go to invite? This is how social media is used in a wonderful way. Again not chasing & blasting your main MLM business all over, but letting people know they can learn what they need to know from you for free. For instance, our mission is to BUILD AND BECOME SERVANT LEADERS. If you can let this be the focus on how you implement your entire business life, wealth will massively be with you. I am not talking about just money wealth either. The relationships you develop here will be lifelong, where your MLM Network Marketing Leads get to know you, like you, and trust you. This is a great place for them to hang out to learn and grow with what you have to teach or to offer them.HOOP #2) YOUR LANDING PAGE: This is still NOT where you hit people with your MLM business or your MLM website. Ideally, this could be a network marketing training funnel system. Somewhere prospects can not only learn specific strategies, but put them into use right away. If you can provide a way to do this where they can be mentored or coached step by step through video training, webinars, conference calls, and a support team – then you’re walking the talk, my friend. Sincerely and physically helping others succeed, even before you show them your business is “building and becoming servant leaders”.HOOP #3) YOUR AUTORESPONDER: Your prospects and now fellow network marketers can opt-in to your email management software from a capture form on both your Blog and Landing Page. This is where prospects are stored and where they’ll get content rich newsletters and broadcasts on the road to becoming your future MLM business partners. Other follow-up, ie: Phone calls, Cards, Post Cards, all of these pick up where your Blog leaves off. All 3 Hoops are required to create a fine tuned lead machine that recruits and trains on autopilot. Fortunes are in the Follow-up. It seems so menial, but most sales or recruiting takes place after 5 to 10 exposures, so it’s extremely important.Remember, any one of your Home Based Business Leads could be your future leader so take good care of them…Leads Become Leaders.

Home Based Business Success – Back to Basics

It would appear that one of the most prevalent problems that still exist in building a home based business, is achieving long term success. Oh sure, people get started in business opportunity and have some limited success for a few short months. However, what about 6, 12 or 36 months into the future? How will your business look at that time? Will you still even be with the same company? So why is it that there is a 95 percent failure rate in this home based business industry? There are five suggestions that I believe are important to understand to impact your business in a positive way.Given all the available how to books and information on the internet, one would believe that failure rates would be much lower in a home based business, yet they are not. Tough questions need to be asked and more importantly we need to find out why is success so elusive for the majority of people. The other day, I was talking with my friend Cameron about people that are involved in a home based business and how important it is to build for local, national and international events with their respective companies. I started thinking about all the people that I have brought into a business over the past 15 years. What I thought about was, did I bring them in the right way? In other words, were they set up for success from the beginning of their journey. My article is focused on what to do with new people that join you in your home based business.Once someone joins your organization, understand that the real work has just begun. As a mentor, here are some guidelines that you can incorporate to build team synergy and growth.First, as simple as this sounds, yet is often over looked, get to know the new person on the team and find out what some of their specific goals are with starting a home based business. For example, have they ever been involved in a home business or is this their first time up to bat? Are they looking for a part time income or are they motivated for replacing their full time income? Without a doubt, one of the critical underlying questions for long term success is to find out if their WHY. I cannot stress the importance of the answer to this question. This will be their internal driving force to endure the ups and downs as they build a home business.Second, something that I have personally witnessed numerous times, is to have a basic training for the companies back office. In other words, show them around and where to find information, how to sign up someone into their organization. It may sound too basic for some, but remember, many people have never been exposed to the home business industry and affiliate programs etc. They need to know the companies policies – period.Third, and very important is do 3 way calls with your new person and other leaders in your organization. I recalled in the past 3 companies that I have joined, one of the first things they did was introduce me to other leaders. It was very exciting because they would tell their story about how they got started and what they did to build a viable home based business. This may sound basic to many, but time and time again, I see too many so called leaders fail to do this tiny, but important step. New people want to feel included in the team and know that if you are not around to help them, that they can call someone else to answer their questions etc.Fourth, develop a business plan with your new person. You need to understand how much time they will invest in starting a home based business. One of the main reasons I have seen for such a high failure rate is the absence of a clearly defined plan on how they will work their new business on a week to week basis. It’s the equivalent of starting on the east coast and driving to the west coast without a road map or knowing where you are going.Fifth, ensure they are on the team email distribution list for upcoming weekly conference calls, team training events, local and national events etc. In other words, get them plugged into the system. We get so busy in our daily lives, we sometimes can overlook to remind our team about important upcoming events. These types of events create a further bond between the new person and team synergy. We like to call that building for team events.Sure the above suggestions are common sense to many, but they are still critical to your success and the new people that join you. The above are guide lines only and some people may do them in a different order, but the main point here is to get them involved, introduce them to other team members and show them how to make money. There is magic and power when people come together. Friendships are created, bonds become stronger and new people get to see the bigger picture of the overall company. After all, you want them to be part of your home based business team for the long term – right?Regards,Darrell LischkaMake it a great day

Making the Case – Using a Receiver to Sell Real Property to Satisfy a Judgment

Introduction The statutory remedy of selling real property under a writ of execution provides a strict but orderly process that a judgment creditor may follow toward satisfaction of the judgment. However, judgment creditors may consider the process to be too complex and the cost prohibitive in light of the nebulous results attendant to the statutory procedure.This article discusses use of a court appointed receiver to sell real property as an alternative to the statutory execution sale. Using a court appointed receiver to sell real property offers a number of distinct advantages over an execution sale:
There is a greater degree of certainty that the property will sell under an order appointing a receiver-often in the same amount of time (or less) as a creditor’s first run through an execution sale (i.e., about five months);
Once the receiver is appointed, he handles all of the procedures necessary to complete the sale with very little effort needed from the creditor; and The receiver can sell the property on the open market, through a real estate agent, to realize the highest return possible.
Despite the obvious advantages, appointment of a receiver is considered a “drastic remedy” and many courts will not grant an order to appoint a receiver unless there are extenuating circumstances and “good cause”, such as:
A previous execution sale against the property was unsuccessful;

The net amount expected from an execution sale will not satisfy the judgment in full;

Non-debtor third parties own an interest in the subject property;

The property includes a resident business that is also subject to execution against an interest of the judgment debtor;

The judgment debtor stipulates to appointment of the receiver in order to get the greatest value for the property applied toward the judgment; or

A fraudulent transfer of the property has been made or threatened, or there are other circumstances indicating fraud or dissipation of the asset. In the most general terms, the moving party should be prepared to show:
That the other less drastic remedies provided by statute are inadequate AND that appointment of the receiver will substantially improve the outcome; OR

That the receiver is necessary to preserve the interests of all concerned, particularly if outside third parties have an interest in the property or there are “badges of fraud” present. The purpose of this article is to help you “make the case” for appointment of a receiver under your particular circumstances. The tips provided here are designed to help you establish the requisite “good cause” to convince the court that this otherwise “drastic remedy” is necessary and appropriate in your particular judgment enforcement case.The Realities of Execution Sales California provides a distinct and orderly process to sell real property under a writ of execution. Code of Civil Procedure §§701.510, et. seq. This method has a number of important safeguards for the debtor built in. These include:
Personal service of notice on the debtor;

An opportunity for the debtor to respond;

Title report or equivalent is obtained and reviewed;

Fair Market Value and homestead exemptions are determined;

Debtor given minimum 120 days from notice to sale; and

Homestead Property must sell for at least 90% of determined Fair Market Value. Due to the strictures of this process, there are a number of reasons why a judgment creditor might not obtain satisfaction in the end. Consider these common issues:
The execution method requires cash on sale or within 10 days and these days, buyers with cash are looking for a better deal than 10% under fair market value

Buyers are not able to walk through and inspect the property before buying resulting in a lower bid price, especially on questionable properties

A mistake is made in the process, where the process must begin again

The sale lacks the benefit of common open market sales like listings on the Multiple Listing Service, aggressive marketing by a licensed real estate agent, ability for buyers to obtain financing, inspections and repairs, etc.

The sheriff or levying officer has numerous responsibilities and cannot devote any significant amount of time toward insuring completion of the sale or other “special attention” If you are in a situation where you have gone through an execution sale without success, appointment of a receiver may well provide some satisfaction in your case.A Real World Case-in-Point: The author was appointed as a receiver in a case to sell a single-family home that was purchased using $40,000.00 in proceeds from a fraudulent transfer. The home was appraised for $241,000.00, which means it could have sold for as little as $216,900.00 at an execution sale ($241,000.00 x 90%). The house actually sold for $259,000.00 in a private open market sale, well over the appraised value. The difference was enough to entirely cover the receiver’s fees and expenses, the real estate agents’ commissions, and some minor repairs to the property so it would pass pest inspection. With the $40,000.00 paid to the creditor, the homeowner was entitled to the remaining proceeds. Including costs, the owner could have lost over $25,000.00 in equity if the house had sold at an execution sale. It was also a winning situation for the creditor, who had cash-in-hand within five months of the property being listed for sale while avoiding the rigors of an execution sale.Planning and EvaluationFirst Step: Call an experienced receiver to discuss your caseAs discussed above, nearly every case requiring appointment of a receiver will involve extraordinary circumstances that warrant special attention. An informal discussion with an experienced receiver will:
Confirm whether or not appointment of a receiver is appropriate based on the facts of your specific case

Reveal important points and provisions that must be included in your application and order

Help you plan the timeline for applying for appointment of the receiver, commencement of the receiver’s duties and obtaining the goals of the receivership Making the Case for Appointment of Receiver So we’ve got it all put together: the circumstances show that the property will be more likely to sell, sooner, and for more money, if we appoint a receiver. The judge will sign the order, right?Probably not. The court will most likely find that the statutory method for forcing a sale of real property provides an “adequate remedy”. When this is compared with the “drastic remedy” that receivership is considered to be, the moving party must make a showing that the statutory method is “inadequate” or that a “drastic remedy” is warranted and necessary.Make Your Case Unique The statutory “adequate remedy” is meant to cover, in theory, all situations where real property is to be sold to satisfy a judgment. In reality, arguments can me made under certain circumstances that the statutory method is “inadequate”. It is therefore important to show that your case is unique; unlike all of the other cases where the statutory remedy is supposed to be “adequate”. You’re now at the point where you’ve evaluated the case and determined that some special circumstance applies to warrant appointment of a receiver.A Previous Execution Sale Against The Property Was Unsuccessful The most obvious way to demonstrate that the statutory remedy is inadequate is to show that it was tried and unsuccessful. If you can make this showing, be sure to fully brief the court on the facts. Show costs expended. Show dates and calculate the delay. If there are other circumstances affecting the viability of the Sheriff’s sale, such as an understaffed Sheriff’s department or previous error, those should be tactfully addressed as well.The Net Amount From An Execution Sale Will Not Satisfy The Judgment In Full In the previous real world example, the receiver was able to sell the property for $18,000.00 more than the appraised value, and over $40,000.00 more than the minimum execution sale price at 90%. Using the same figure from the previous example ($241,000.00 appraised value), consider the difference if the judgment is for $240,000.00 or more: Through the statutory execution sale at 90%, you may only net around $215,000.00-not enough to satisfy your judgment, the debtor walks with nothing and you have a $25,000.00 remainder due, probably unsecured. Using a receiver, there is a greater chance of selling the property at or above appraised fair market value. The end result is increased satisfaction of the judgment, possibly full satisfaction, and the possibility of the debtor walking with some money.Non-Debtor Third Parties Own An Interest In The Subject Property Infrequently, a situation will arise where a judgment debtor owns homestead property jointly with another person who is not liable for the debt. In addition to the debtor’s and creditor’s interests, the court must now be concerned with the interests of an innocent third party. While 90% of fair market value may be legal and acceptable for the sale of the debtor’s property, the third party should not be required to live with such a heavy discount on their property. A receiver can get the best possible price for the property, thus insuring that the third party is fairly compensated for their interest.The Real Property Includes A Resident Business Subject To ExecutionIn cases where there is a particularly large judgment against a business located on owned real property, a receiver may be appointed to manage orderly sale of the business and property together as a going concern to maximize value and protect against fraud.The Judgment Debtor Stipulates To Appointment Of The Receiver As discussed previously, a receiver is likely to produce a greater net return from the sale of property than through an execution sale. Of course, it may be possible to simply negotiate that the debtor will sell the house and pay the judgment with the proceeds. But stipulated appointment of a receiver may be possible where it can be shown to be of benefit to the debtor.A Fraudulent Transfer Of The Property Has Been Made Or Threatened Appointment of a receiver in a fraudulent transfer case is expressly provided for under California law. Civil Code §3439.07(a)(3)(B). In practical terms, use of a receiver as a remedy for fraudulently transferred real property is viable in cases where income is generated from the property, maintenance is required or there is danger of waste-situations where the property requires protection. Of course, if the primary goal is to liquidate the property, receivership may be an option based on the points discussed elsewhere in this article. The main goal is safe and successful liquidation of the property for the greatest net return.Show Authority For Private Open Market Sale By Receiver At first look, it may appear that there is no authority for a court appointed receiver to sell real property to satisfy a judgment. Indeed, Code of Civil Procedure §568.5, the only statutory authority that addresses the sale of real or personal property by a court appointed receiver, states that the receiver may sell property under court order utilizing the execution sale method set forth in Code of Civil Procedure §§701.510, et. seq.Starting from the beginning, we know that a receiver can be appointed to enforce a judgment based on the clearly stated authorities in Code of Civil Procedure §§564(b)(3) and 708.620.Next, Legislative Committee Comments to Code of Civil Procedure §568.5 and certain case authorities, namely People v. Riverside University (1973) 35 Cal. App. 3d 572, 111 Cal. Rptr. 68 (The court may authorize a receiver to sell property at either a private or public sale.) and Cal-American Income Property Fund VII v. Brown Development Corp.(1982) 138 Cal. App. 3d 268, 187 Cal. Rptr. 703 (If a court orders the sale of receivership property, the receiver has the affirmative duty to endeavor to realize the largest amount from the sale. Judicial confirmation of a receiver’s sale rests on the appointing court’s sound discretion exercised in view of all the surrounding facts and circumstances and in the interest of fairness, justice, and the rights of the respective parties.), show that the court may order the form of sale that most adequately comports with the interests of all of the parties. Code of Civil Procedure §568.5 means merely that unless the court prescribes a different mode of sale, a receiver, when authorized, must sell property in the manner provided for sales on execution.Thus, if you can make a showing that appointment of the receiver is the remedy that will serve the best interests of the parties, the foregoing authorities will provide your legal basis and allow for a private open market sale by a receiver. The court can then specifically order that the property shall be sold through a private open market sale utilizing a licensed real estate agent.Show Facts To Meet The Necessary ElementsYour motion to appoint a receiver must be supported by an evidentiary showing of the necessary elements. Usually, this evidence is submitted in the form of declarations, but other admissible evidence, such as subpoenaed documents and testimony obtained through deposition, post-judgment examination, hearing or trial may be used.As discussed at the outset of this article, receivership is a drastic remedy, to be applied with caution, only in cases of apparent necessity where other remedies would be inadequate. Morand v. Superior Court (1974) 38 Cal. App. 3d 347, 351, 113 Cal. Rptr. 281. Therefore, submit evidence showing that the other less drastic remedies provided by statute are inadequate and that appointment of the receiver will substantially improve the outcome.We’ve also discussed that a receiver may be appointed to aid in execution when it is in the best interests of all of the parties. Code of Civil Procedure §708.620. Obviously, one of the main focuses of this article is that argument that a private open market sale by a receiver is likely to produce a greater net return, providing the judgment creditor with greater satisfaction of the judgment, perhaps full satisfaction, with residual money available to the debtor. If circumstances indicate that the debtor may damage or dissipate the property, appointment of a receiver is also prudent to protect the creditor’s secured interest in the property pending sale.As a matter of strategy, it is important to consider that the debtor may oppose appointment of a receiver and attempt to argue that receivership is not in their best interests. Most likely, this is simply due to the debtor’s resistance to any execution against their property in general, rather than the specific remedy of receivership. For these reasons, it is important to submit evidence and argument showing objectively the best interests of all parties. For example, if you can show that a greater net return will be realized through appointment of the receiver, this is objectively in the best interests of both parties-it leaves the debtor with less remaining liability following the sale, and may even provide the debtor with residual cash. If possible, obtain comparable sales figures for similar properties. A supporting declaration by a qualified local real estate agent is ideal.Be sure your supporting declaration includes a brief narrative of any previous unsuccessful attempts at execution with supporting documents attached as exhibits. Additionally, be sure to set forth the basic facts regarding status of the judgment, such as when it was entered and the amount remaining due.Lastly, be sure to include any evidence relating to fraud, waste, evasion and previous attempts to thwart execution by the debtor.Conclusion In certain instances, appointment of a receiver to sell real property in aid of execution may be the preferred method for a creditor due to its increased likelihood of success and greater net return. When all factors are considered, it may also be shown the appointment of a receiver is in the best interests of all parties involved, including the debtor and even third parties holding a partial interest in the property. Use of a court appointed receiver might also be indicated if there is a credible threat to damage, waste, dissipate or fraudulently transfer the property pending sale.Of course, a receiver is not an appropriate remedy for all circumstances and the main goal of this article is to assist you in preliminary evaluation for use of a receiver in your particular case. If you’ve read through this article and believe that your judgment enforcement case may warrant appointment of a receiver, your next step should be to discuss the matter with a competent attorney. If your attorney agrees that appointment of a receiver is appropriate, arrange for a telephone conference with your attorney and the receiver you intend to nominate. This way, you can utilize the receiver’s experience to help draft an effective order and the receiver can also prepare to engage in his duties promptly upon entry of the order.

Signs of a Bad Property Management Company

The last thing your investment needs is a bad property manager. A bad property manager will not only hinder your investment, but also your reputation. To spot a bad property expert, you first need to look out for the signs. There are many ways to spot a bad property manager, and by doing so you can avoid the potential mistakes that consume many investments each year.

Overall Rent

If you suspect that your property company isn’t doing everything they can to excel your property, then you should take a look at your rental payments. Your property expert should aim to increase your payments over time, boosting the investment and increasing the appeal to tenants. If your rent has stayed the same for many years, then your property manager may be to blame. The economic situation can greatly affect this, but your property manager should be able to combat it by initiating a step by step program to boost your investment.

Troublesome Tenants

Although some tenants can be notoriously troublesome, if it becomes overwhelming you may need to take a look at your management company. Not every tenant is bad, and more often than not you will find that many of them are of high quality and reliable. Your property company should maintain good relationships with your tenants. If they are not making repairs or doing their duties as agreed, then this could lead to disputes. This may look like the tenant is to blame, however you should look into what your property manager is doing to solve the situation before you take action.

Excessive Bills

If your properties are experiencing excessive bills and expenses, your property company may be to blame. They may not be making an effort to secure the lowest price. A good property expert will create contacts and arrangements to get the lowest deal. They will know trades people within the business. They will also not wait until repairs become excessive before fixing them. For example, if a tenant reports a leak in a building, a good property manager will fix this leak ASAP. A bad property company will wait until these repairs become dire. For example, the leak could turn into water damage and this could cause structural problems within the home.

Deceptive Advertising – An Essay

The role of advertising in our free market society is to help develop products that satisfy consumer demands and to spur effective price competition. Advertising informs consumers about the availability of products, their features, and price information. Such information is vital to our competitive process. Advertisers employ unfair business practices in order to gain an unfair advantage above their competitors and to deceive consumers. The following essay examines the common types of deceptive acts and practices involved and the federal government agency that regulates advertisers. Government regulation provides a delicate balance between free business enterprise and consumer protection.

Businesses rely on advertising as a vital communication tool to reach potential consumers. Important information about the company and product features is conveyed to consumers in an attempt to offer them products that satisfy their wants and needs. In addition to print, radio, and television, laws governing advertising also cover signs, billboards, pamphlets, pictures or emblems, and direct and oral advertisements to consumers. To a certain degree advertising is protected by our courts under “commercial freedom of speech” guidelines. However, the information conveyed to consumers must be perceived as “truthful” in order to be protected against arbitrary government intrusion.

Consumers are protected from advertisers that intentionally or inadvertently mislead in promoting their products. Two main areas that consumers are protected from are false advertising and unfair acts or practices. False advertising is when an advertisement is misleading through a made or suggested statement, word, device, sound, or omission of material facts with respect to consequences which may result from the use of the product. This definition pertains to food, drugs, devices, and cosmetics. In addition, an advertisement can be viewed as being a false or misleading representation because of an implied representation.

Generally speaking an act or practice is considered to be unfair when it causes injury to consumers, injury to public policy or when it is based on immoral, unethical, or unscrupulous nature of the practice. A good example of how advertising leads to injury to consumers was when regulators decided that it was unfair for cigarette manufacturers to omit the health risks of cigarette smoking. This led to legislation requiring health warnings in cigarette advertising.

The Federal Trade Commission is the federal government body that regulates, monitors, and challenges advertising claims believed to be illegally deceptive. The FTC uses the following criteria when determining to challenge an advertising representation:

1) The ad makes a representation, has an omission, or uses a practice that is likely to mislead the consumer. The representation may be explicit (literal claim) or implied (indirect or by inference) in the advertisement.

2) The representation, omission, or practice is misleading when examined from the perspective of a reasonable consumer.

3) The representation, omission, or practice is material. The FTC evaluates the extent to which the questionable ad influences behavior or purchasing patterns. A representation, omission, or practice is material when behaviors or purchasing patterns are affected.

The FTC has the authority to punish offending companies that compromise deceptive advertising regulations. There are various types of remedies and sanctions available to the FTC to enforce the law. Such remedies and sanctions include:

Injunction – a court order that prohibits or compels future conduct.
Cease and desist orders – prohibits the firm from engaging in the act or practice that was determined to be deceptive.
Affirmative disclosure orders – the company is prohibited from making the claim in the future without making an additional disclosure.
Corrective advertising – compels the advertiser to state in all future advertising that the specific claims made in the past were false.
Multiple product order – applies to all future advertising of all products sold by the firm.
Consent order – company agrees to cease certain activities without admitting wrong doing.

The basic goal of the FTC is to increase the accuracy of product information available to consumers. They do this by imposing regulations on very specific advertising practices such as; mock demonstrations, endorsements or testimonials, promotions based on price, advertisements concerning the availability of credit, and product labeling.

In order to avoid FTC scrutiny advertisers must have the ability to substantiate their claims about a product’s attributes or performance through “reasonable basis.” An advertiser that claims their product “kills germs that cause colds and flu,” or “stimulates 25 pounds of weight loss in one week” must gather sufficient evidence of the claims validity, usually before the ad is printed or broadcast. If a complaint is made to the FTC concerning the accuracy of an advertisements claim, the FTC will assess the reasonableness of the advertisers substantiation in order to determine if it serves the public interest. The reasonable basis doctrine applies to food, drugs, devices and cosmetics because their effect to the public is direct and their use might endanger life.

The tremendous amount of money spent on advertising is a testament to the importance of advertising in our economic system. In a sense advertising fuels the economy. Unfortunately, the integrity of the advertising community must be monitored. Deceptive advertising legislation is continually being updated and improved to reflect the changing product lines that appeal to a public with specific growing needs and wants. Government regulation provides the balance between the important issues of commercial free speech, free business enterprise, and consumer protection.

The Finer Points of Internet Auctions


Penny auctions have exploded in popularity with the massive growth of the internet. However, few people know the true origins of penny auctions.Beginnings actually stretch back to the Great Depression. Those were hard times for everyone, but even harder for farmers. Farmers struggled to bring in steady income because of droughts and crops not selling as well as they had previously. As a result, the banks would foreclose on the farmers who couldn’t keep up with their mortgage payments.

The banks weren’t satisfied with just repossessing the house, they wanted to raise as much capital as possible, so they resorted to selling off the possessions of the owners of the repossessed houses. There was not much the farmers could do about it so they began bidding ridiculously low prices, pennies, on the items while threatening others who dared to bid higher than a few pennies.

The auctions of today hardly resemble their tremulous beginnings. Being part of a penny auction today is exhilarating, fun, and addictive. It combines the selling format of auctioning with a little bit of chance factored in.Auctions are a game of strategy but also a game of luck.

The premise behind penny auctions is giving people the chance to win an item at a drastically reduced price.Auctions make that possible by spreading out the cost of the product among multiple bidders. In order for a person to take part in an auction, they must pay a set price for each bid. For example, if a person wanted to bid on a fifty dollar Amazon gift card then he would spend a dollar for each time a bid placed. If he ended up winning the gift card, then he would only have spent a few dollars for a fifty dollar gift card. Usually penny auctions sell bids in packages.


The main foundation of penny auctions is the pay-per-bid format. It is the key that allows bidders to win items at the fraction of their retail value and allows the auction owners to keep their site profitable. Most y auction sites run on the same premise: people pay a set amount for each bid, whenever a person places a bid within the closing seconds of the auction time will be added, the last person left with a unique bid after the clocks runs out will win the item. There are a large variety of items that can be won, but they tend to be popular electronics or gift cards to popular stores.

There are two types of auctions: lowest unique bid auction and highest unique bid auction. Lowest unique auction sounds confusing but it is actually quite simple. A unique bid is when only one person has a bid at a certain price. Bids usually start at one penny, a bidder can then place a bid at two pennies. Until another bidder places a higher bid, the most recent bidder will be the lowest unique bid because that was the only bid at two cents and nobody bid higher. However, penny auctions generally don’t stop at one penny. It is not uncommon to find auctions that end up at a couple hundred dollars based on the popularity of the item being auctioned. However, the same principles apply for those auctions. Highest unique bid auctions follow the more traditional auction format such as eBay. The person with the highest bid at the end of the auction wins the item.

Auction site owners turn a profit by selling bids. Say twenty people are bidding on a ten dollar gift card at one dollar per bid, at the end of the auction if there were twenty bids placed in total then the site owner would have made twenty dollars with a ten dollar profit.Auctions do seem like a win-win situation:The site owner makes money while the bidder gets an item for dirt cheap. However, not everyone wins in penny auctions. The people who paid one dollar each bid but left with nothing to show for their investments will not be so happy.


Penny auction has a lot of chance mixed into it, but one can incorporate strategy that will help raise the chances of winning. Playing smart can make all the difference between gambling and auctioning.

The first crucial tip to winning penny auctions is to know how to manage your bids. Your goal should be to win as much as possible without spending a ton of money buying bids. Managing your bids means that you should already know how much you are willing to risk in order to win an item. The amount of capital you are willing to risk will determine how many bids you can use. Once you know how many bids you have to spend on an item, then you will be better able to manage how and when you place a bid. That will keep you from blowing away all of your bids in the first few seconds of the auction.

The next tip is to practice time management. When fighting in the trenches of penny auctions, you have two enemies: other bidders and time. Knowing when to bid is a must if you want to have success. Placing a bid when there is a lot of time left on the clock is never a good idea. You have to remember that the key to winning a penny auction is being the last one standing when the clock runs out and that each bid increases the amount of time left. It would be a good practice to wait until the last few minutes of the auction before you begin to bid.

The final tip for successful auctioning is to keep your emotions under control.Auctions have a lot of similarities to gambling, and just like gambling, your spending can get out of control. If you keep your emotions level, it will keep you from making rash decisions and blowing loads of cash. Keep your mind clear so that you can gage the behavior of the other bidders and outsmart them.


Penny auctions are a great addition to the web whether you want to win an item that otherwise you wouldn’t be able to afford or if you simply enjoy the thrill that comes with bidding in auctions. Unfortunately, scam sites have tarnished the reputation of the legitimate penny auction sites. However, there are ways that you can protect yourself from scamers and enjoy your auctioning without having to worry about losing your money due to dishonesty.

Checking the reputation of the auction site before you start spending your hard earned money is always a good idea. Chances are other people have tried the site before you and some of them have left reviews. The reviews are your way to gage whether a auction site is trustworthy or not. If a site is getting overwhelmingly negative reviews, then that is a clear indication that you should steer your business elsewhere.

Another tool you can use to protect yourself is checking the Alexia ranks of the auction sites. Alexia rank will give a solid view of how much traffic the auction is getting. If you see a huge difference in the amount of traffic Alexia is projecting and the amount of active bidders on the site, then warning signals should be ringing in your head. Some auction sites have been known to set up robots that automatically bid on projects in order to keep the auction going and inflate the price. That is known as shill bidding. You can sniff out those sites by comparing the traffic the site should be getting to the amount of users using this site.


New legislation may come out later down the road that will officially make penny auctions gambling, but until then, it is a fun, exciting auction that allows one to win the item they’ve always wanted but couldn’t afford.Auctions are also quite lucrative for the site owners because of the pay-per-bid strategy they’ve incorporated. Penny auctions had humble beginnings with farmers who just wanted to get back at the banks who kicked them out of their house. More recently, auctions have enjoyed an explosion in popularity with the rise of the internet.

There are two main formats fora auctions, lowest and highest unique auction, however they both run on the same premise where the last unique bid wins the item. Winning a penny auction will require a certain amount of mental tactic and a bit of luck. However, you can increase your odds of winning by practicing certain techniques such as managing your bids wisely, learning how to work with the time, and keeping a level head and your emotions under control. When you combine those three strategies to your bidding plan, you will find that you win a lot more often.

It is important that you do your due diligence to protect yourself when participating in auctions. Not every auction is run by honest and trustworthy people. There are people out there who just want to take your money. You can protect yourself by ensuring that you only bid on sites that already have a very positive reputation from real users.

How to Find Great Live Auctions for Resale Items

Hi, my name is Walt. I’m an auctioneer with 25 years of experience in the auction business and licensed in the state of MA. I own Quick Auction Service, a company that specializes in building and running custom auctions, I’m also the webmaster of my own site and have been on eBay for 8 years. Besides eBay, the types of auctions I run most frequently are antiques and on-site estate auctions, although I’ve run everything from business overstock auctions to charity & special event auctions.

I enjoy sharing my knowledge and stories of the auction business. My goal for article is to help folks get the absolute most out of their auction experience.

Whether your fresh out of the package or a seasoned dealer I think I can offer something in this article to help you with your auciton adventures.

There may be as many reasons to attend auctions as there are types of auctions to attend. Maybe you want to attend an auction to buy items for re-sale on eBay, or some other market. Maybe you want to furnish your home with wonderful antiques, or you want to furnish your home as inexpensively without sacrificing quality.Some folks are just looking for a fun night out. With a little perseverance all these things are possible.

There are antiques and estate auctions, auto auctions, overstock auctions, absolute and no reserve auctions, real estate auctions, specialty auctions where only one genre of items are sold, tailgate auctions, live auctions, online auctions, sealed bid auctions, silent auctions, charity and fund raising auctions and many more.

Can you really buy for pennies on the dollar at an auction? You bet! Many times I’ve seen folks buy and re-sell at the same auction on the same night for a good profit, although be advised, this should only be done after the auction is over.

There are a lot of ways to find an auction, but here are some tips on how to find and attend the best ones.

Visit the genre of shops in the area that apply to the type of auction you want to attend. IE: If your looking for a good antique auction to attend, stop in the local antiques shops and ask for what there are for good auctions in the area. Sounds obvious right? But listen to what they don’t say as well as what they do say. Oftentimes when a dealer speaks poorly about an auction he or she attends, it may be likely that they are trying to keep a good thing secret. Think for a moment, why would a dealer keep attending a lousy auction?

Newspaper ads: I personally like to find ads in the classified ad section rather than flashy display ads. Flashy ads are usually indicative of an auction that will be high priced, may have reserves, (a set price on an item), and usually an enormous crowd. While any auction can be profitable to attend, it is usually best to steer clear of the glitzy ones, at least for the beginner.

Here’s the minimum you want to find out before you go. If there is a phone number in the ad, call and ask for the terms of the sale. What forms of payment do they accept? Is it an absolute auction? An absolute auction is one that has no minimum or reserve bids on items. These are the best auctions to attend! Is there a buyers premium? A buyers premium is like a tax that everyone who makes purchases at that auction must pay above the winning bid price. Most auctions these days do charge a buyers premium, 10% is not unreasonable but I feel much more than that is greedy, and the auctioneer that charges over 10% is counting on most bidders not doing the extra math as the bids quicken in pace.

A fair auction will have ample time to inspect the merchandise, usually at least 2 or 3 hours. Find out when inspection starts and make sure to attend! Never attend an auction if you can’t make the inspection, not unless your prepared to gamble. Most auctioneers sell at a rate of about 100 items per hour, which is why they sell “as is”. They simply don’t have the time to give a detailed description of all the items. Since almost all items at auction are sold AS IS, there are sure to be some damaged, refinished, fake and incomplete items at any given auction. Beware of any auctions that offer very little or no inspection time.

Good auctions will usually have 150 to 400 lots. A lot may be one item or a group of items. The exception to this are specialty auctions, auto auctions, real estate auctions etc.

When you attend your first sale, take note of the 1/2 dozen or so dealers that buy the most often. See if you can find out about other area auctions they attend.

When you do find an excellent auction, attend it as often as possible. By frequenting good sales, you help increase the bottom line of that business. It’s difficult for many auctioneers to keep the quality of merchandise consistent, so good attendance certainly helps. And when an auctioneer gets to know you as a buyer, he/she will go out of the way to accommodate you, to keep you coming back.